Privacy Policy

1. Information We Collect

2. How We Use Your Information

We use your personal information to:

• Process your waitlist registration and manage your position
• Send you updates about our launch, new features, and the Pilot Program
• Verify your identity as required by CBN regulations (NDPR compliance)
• Analyse and improve our services and website
• Communicate with you about offers, promotions, and platform news (you can opt out at any time)
• Detect, investigate, and prevent fraudulent transactions and other illegal activities
• Comply with applicable Nigerian laws and regulations

3. How We Protect Your Information

Your data is protected by:

• AES-256 encryption at rest and TLS 1.3 in transit
• Secure, access-controlled servers located in Nigeria
• Strict internal access controls — only authorised personnel may access personal data
• Regular security audits and penetration testing

4. Sharing Your Information

We do not sell your personal information. We may share your data with:

• Youverify — for BVN/NIN identity verification
• Tier-1 partner banks — for fund custody and financial compliance
• Communications providers (Resend, Twilio) — to send you emails and SMS/WhatsApp notifications
• Regulatory authorities — as required by Nigerian law (CBN, NFIU, NDPC)

All third-party partners are contractually bound to handle your data in compliance with NDPR.

5. Data Retention

We retain your personal data for as long as your account is active or as needed to provide services. If you unsubscribe or request deletion, we will delete your personal data within 30 days, except where retention is required by law (e.g. AML/financial records).

6. Your Rights (NDPR)

Under Nigeria's Data Protection Regulation, you have the right to:

• Access the personal data we hold about you
• Correct inaccurate or incomplete data
• Delete your personal data (subject to legal retention requirements)
• Withdraw consent to marketing communications at any time
• Lodge a complaint with the National Data Protection Commission (NDPC)

To exercise any of these rights, contact us at [email protected]

7. Cookies

Our website uses essential cookies to ensure it functions correctly. We do not use tracking or advertising cookies without your consent.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via email or a prominent notice on our website. Continued use of our services after changes constitutes acceptance of the updated policy.